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Thursday, November 22, 2018
Hi Blogger. It's been some time since my last update.
Just received a good news few minutes ago...
Earliest Completion Date: 17-Jan-2019
which means we will collect the house keys on 17th Jan, eight weeks starting from today! ☺
Haven't I tell you that we didn't get Nek Jah's house cos there was some other buyer who paid th option fee's first? Hubby was so disappointed cos our agent lembab update kita in every single thing. And there are some things which I have to do on my own. Defeats th purpose of engaging a salesperson, seriously. And so I decided to do everything myself. I viewed another last 2 units - Blk 825 & Blk 721, with ibu teman-ing me. Hubby didn't tag along cos he was frustrated as he really wanted Nek Jah's house. It's actually easy to arrange for viewing in Prop Guru. Th both units we viewed was a vacant unit. And I chose th latter. It's th same as Blk 929, with no kitchen cabinets at all, and in original HDB condition. And th seller's agent for Blk 721 was th same seller agent which we met when we viewed Blk 929. He's very helpful throughout th whole process! Appreciate much. It's not that difficult doing it ourselves on th resale portal. Everything that they need, I just have to submit it online. But, I made a mistake with my HLE. I accidentally put my name as "Applicant 1" and hubby as "Applicant 2". I didn't know that it is equals to buyer 1 and buyer 2. Which means, I am th first owner. I hope I can speak to th officer to get our names swapped. I've tried calling hdb before th submission but they advised to leave it as it is cos it will affect th seller's documentations. Hais. It's very weird though cos usually it's th husband yang first owner kan. Oh wells. I really hope that can be changed cos it's bothering my husband, I think. Hmm.
We will visit th unit again on this Sunday cos th flooring repairs have been completed! Out of goodwill, JTC is willing to replace th old floor tiles to new tiles. It's th exact same tiles actually. Just that it is new ones. We're still gonna hack it off anyway. I thought of doing vinyl flooring for th whole house cos it's nice, cheap (no need for hacking, just overlay). But hubby wanna use homogeneous tiles for th whole house. I don't know if we do a bit of both, will it look funny? Thought of homogeneous tiles for th living room, and vinyl for all bedrooms. But will be getting almost th same shade lah so it won't look weird right.
We have surveyed a few reno company. And I think we might engage Casa Interior Design to revamp our home. They require 3 months payslip for th reno loan, and hubby just change to a new, better job. So we will have to wait till March to engage their service. For reno loans under joint applicant, either 1 of us gross monthly wage have to be above 2K. And I'm not applicable as of now cos my pay will only be raised to 2K on next year April. If hubby rajin OT for these 3 months, then only we can apply for th loan. So, pelan-pelan tunggu lah. Bagus jugak lah tunggu cos we still can try to save up. Our senoman savings is about 10K, my bonus plus savings I'll try to chip in another 3K. Total around 13K by cash, and another 22K I guess th reno loan. Budget max 35K lah. Cos we're taking th whole house package, which th average for th basic package is about 25K-30K? We also want them to do a built-in wardrobe and TV console. K lah we're very excited for all this! Kalau amik rumah orang yang dah siap, tak lah berape excited sangat kan. That's why I chose a vacant unit cos nak bikin senang.
We have started to buy some barang rumah slowly. Hubby have deposit $198 at Courts for a 55" Sony TV with a soundbar, which cost $3,198. Dekni tak sabar-sabar padahal TV tu actually tak berape penting. Kasi die settle tu TV pelan-pelan every month bayar. Nope, we did not and will not take up monthly instalments to purchase home appliances. Nak bayar interest buat ape. Rugi je. I will head down to Harvey Norman tmr with hubby and made a 20% deposit for a Hitachi fridge, and a Fisher & Paykel washing machine. Lagi skrg ni tengah black friday sales. Mane tau bole dapat lagi murah. Last few weeks kite pergi, th salesperson gave us a package of $1,820 for both items with free installation. 20% baru bayar around $360 aje. So, why not? I thought of purchasing at Audiohouse at first but they cannot take in deposit. And tempat dia pulak jauh. Maybe one day we'll head there lah for some other stuff. Aircon ke, hob and hood. We'll see later.
I just hope all things will go smoothly for us. Yang aku takutkan is th reno. Cos hdb kite tak rase sangat cos it's by cpf. Ikat 25 tahun bayar $700+ per month. Our combined cpf is more than enough. Th reno and beli barang-barang rumah tu is using our salary. Kene ikat perut and work hard lah for th whole year. Ikat 5 tahun I think pay around $400+ per month. Hopefully by 2020 dah bole beraya di rumah baru! I told hubby not to invite anyone for open house for next year raya. Even though th house might be completed sebelum raya. We'll do a kenduri after raya next year then when barang rumah dah almost complete.
I'll end my post for now. Bye!
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